Provider Information:

The current life insurance carrier is Minnesota Life. The insurance broker that assists with questions relating to life insurance is Ochs Inc (Ph #651-665-3789). 

Basic and Additional Life Insurance:

Basic and additional life insurance coverage is provided by SPPS to benefit-eligible employees (working at least 20 hours per week) after 30 days from date of hire (or initial eligibility).  For participants of Benefits By Design, basic and additional life insurance is a core benefit. 

Optional Life Insurance (Including AD&D):

Benefit eligible employees can apply for optional life insurance within 60 days of their eligibility/hire.  A certain amount of optional life insurance is guaranteed for new employees and family members within 60 days of hire.  After the initial 60-day window, life insurance can only be added (or coverage amounts increased) upon completion a health questionnaire and approval from the carrier at open enrollment time.  Optional life insurance choices include accidental death and dismemberment (AD&D).  Click on the links below to learn more about life insurance benefits: